Individual Life, Disability, Long Term Care Insurance

Many people depend on their life and disability insurance benefits to be provided at work. While the costs on group coverage are often low, there are important details to consider. Employer paid disability benefits are taxable to the employee and generally cover a percentage of the employee’s income. Group Life coverage often covers a multiple of salary. Many people seek the protection of long term care coverage to protect them after their working years.

These benefits are often an excellent base to build on. Additional life insurance may provide your family AND your business with the necessary coverage. Individual disability policies can protect higher levels of income or provide a non-taxable benefit. Attorneys are a favorable occupation class to many insurance companies. There are many unique programs available to attorneys and their practices.

To learn more about the programs available through DSBIS, please contact Aaron Mitchell at (302) 397-0170 for a consultation.